Rights and Protections against Surprise Billing

Out-of-network costs occur when a patient receives care from a facility or provider not participating in that patient's insurance plan. This can lead to higher patient cost compared to services provided by an in-network provider or facility.

The No Surprises Act aims to alleviate situations where patients unexpectedly face higher medical bills due to receiving care from an out-of-network facility or provider. It also ensures that patients are protected from surprise bills for certain scheduled services.

Additionally, for certain scheduled care with out-of-network providers, patients must be given appropriate notice and provide their approval, where applicable, to be billed for any applicable out-of-network fees or amounts.

To read our Model Disclosure Notices, please select your state:

• Delaware, New Jersey, and Pennsylvania
• Maryland